tag:blogger.com,1999:blog-270954739652857229.post7022186857128514370..comments2023-06-29T05:28:35.076-05:00Comments on Celtic Spirit: I Hate My Bank!Celticspirithttp://www.blogger.com/profile/05800065899433548972noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-270954739652857229.post-20321070860210013972008-08-31T12:35:00.000-05:002008-08-31T12:35:00.000-05:00That sounds wholly irritating - it's probably bett...That sounds wholly irritating - it's probably better that you changed.<BR/>Sometimes the internet can be just as annoying as that!Jesshttps://www.blogger.com/profile/07354369444804139674noreply@blogger.comtag:blogger.com,1999:blog-270954739652857229.post-90001776188926380562008-08-29T11:18:00.000-05:002008-08-29T11:18:00.000-05:00It's not just local banks, and it's not just over ...It's not just local banks, and it's not just over there. I had problems like this with a bank a while back. They were also one of these banks that open their doors and allow you to go up to the desk and wait at 9:00 am. But - even though people are sat behind the desk - they wont serve you until 9:30 am because they're "not supposed to turn on the computers until 9:430 am!" But if that's the case, why open the main doors, and pull up the shutter thingys on the screen of the desk?<BR/><BR/>I stopped using them a couple of years ago, but my Mam still has an account with them because they say she owes them from a loan that had it not been for them messing about with the "yes you've got money. Oops, no you haven't" issue would have been paid off ages ago.<BR/><BR/>And this is a bank with branches all over the country!<BR/><BR/>No bank is perfect though. Even with my new bank (well, it's not exactly new... Been with them for about 5 years now) I often have trouble using my card in shops. It's gotten so that I get the cash out at the atm and avoid using the card. It's fine online though, and I never have trouble accessing money, so I don't mind that bit too much.<BR/><BR/>I know from my experience with the other bank how frustrating your situation is though.<BR/><BR/>Just wanted to warn you that changing banks wont neccesarily fix all the issues.Torizhttps://www.blogger.com/profile/04965005679599352165noreply@blogger.comtag:blogger.com,1999:blog-270954739652857229.post-23625655058217933912008-08-29T10:01:00.000-05:002008-08-29T10:01:00.000-05:00Thanks Shirla. I will find a better bank even if I...Thanks Shirla. I will find a better bank even if I have to go to Bank of America. I'm going to do direct deposit so I don't really need to be able to go to the actual bank. :)Celticspirithttps://www.blogger.com/profile/05800065899433548972noreply@blogger.comtag:blogger.com,1999:blog-270954739652857229.post-23518089781670399912008-08-29T09:16:00.000-05:002008-08-29T09:16:00.000-05:00I tried to do business with a local bank recently ...I tried to do business with a local bank recently and at first like you said, they came across friendly and helpful but when it came time to actually make the deal, they were hard to deal with. I will stick with BOA even though they sometimes mess up.Greg Chttps://www.blogger.com/profile/01925817439493420666noreply@blogger.comtag:blogger.com,1999:blog-270954739652857229.post-75923967922748525482008-08-29T05:31:00.000-05:002008-08-29T05:31:00.000-05:00Indigo IncarnatesFirst Mariner Bank plays the same...Indigo Incarnates<BR/><BR/>First Mariner Bank plays the same shenanigans. When I deposit a paper check, they withhold the funds for as long as legally permisable. most banks put a 1-3 day hold, but 1st Mariner holds a check for the full 5 days. <BR/><BR/>Then there's Provident Bank, which will charge you an overdraft fee for a "potential" overdraft that never actually happens. For example, my ISP queries my card five days before they actually draw funds. If I have a transaction in those five days that would make my balance go negative IF the ISP HAD drawn the money, I get an overdraft fee -- even though in reality my account balance stayed positive at all times.<BR/><BR/>Banks suck.Indigohttps://www.blogger.com/profile/14698310099287418741noreply@blogger.comtag:blogger.com,1999:blog-270954739652857229.post-82576284173502785682008-08-28T20:54:00.000-05:002008-08-28T20:54:00.000-05:00Oh I feel your pain. Our old bank was the same way...Oh I feel your pain. Our old bank was the same way. It was very frustrating and embarrassing at the check out and the thing says your card is declined when you know you have money in there. I hope you find a bank. {{{hugs}}}Shirlahttps://www.blogger.com/profile/14256186192718993456noreply@blogger.com